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Association of Oklahoma Nurse Practitioners Start a Quote Read more *Accidental Death & Dismemberment A limited form of life insurance where a benefit is paid should you lose the use of certain body parts or should you die by accidental means versus natural causes. Read more *Business Overhead Expense (BOE) Protection to cover business expenses such as payroll, insurance, utilities, and rent if you become disabled. Read more Directors and Officers Liability Covers your officers and board of directors for claims resulting from breaches of duty of care that have adverse financial consequences to its constituents (i.e. clients, shareholders, employees, government, competitors, and vendors). Read more Home and Auto & Personal Umbrella Coverage for property damage to your home and covered structures (such as fence or shed), medical expenses and personal liability. Coverage for property damage to your autos, liability for damage you cause and medical expenses. Read more *Accident Only Disability Guaranteed Issue income protection to replace a portion of your income should you become disabled due to an accident. Read more Business Owners Policy (BOP) Combines protection for major property and liability risks. You would purchase this type of policy in place of separate general liability and commercial property insurance plans. Read more *Disability Provides replacement of your income should you become disabled due to accident or illness. Read more *Life Upon your death, provides income replacement for your family beneficiaries and could be used to pay off debts, pay for burial expenses, charitable giving, and even to finance a business succession. Many policies also provide a living benefit should you be diagnosed with a terminal illness. Permanent policies, such as whole, variable, or universal also have cash value benefits. Available for either individuals or employer groups. Read more Vehicle Extended Warranty Coverage for vehicles extended warranty Read more Bonds Three party instruments by which one party guarantees or promises a second party the successful performance of a third party. Types of Bonds: Performance Indemnity License Payment Court Employees Dishonesty ERISA Fiduciary Replevin Receiver or Bankruptcy Trustee Bond Notary Read more Cyber Liability & Data Breach (Network Liability) Covers your liability to clients for a data breach in which your clients’ personal information is exposed to or stolen by someone who has accessed your firm’s electronic network. Read more Employment Practices Liability Claims and defense protection for your liability for employment-related allegations, such as wrongful termination, harassment and discrimination. Many policies also provide coverage for third-party allegations, as well as HR training tools and risk management assistance. Read more *Long-Term Care Coverage for nursing home, assisted living or home health care should you be unable to perform two or more Activities of Daily Living (ADLs). Read more Business Auto Protection for use of your company’s vehicles in the course of carrying out business. Coverage may include vehicles owned or leased by the company, hired by the company or employee-owned vehicles used for business purposes. Read more Dental & Vision Coverage for dental care, including routine exams, medical procedures and prescriptions. Available for either individuals or employer groups. Coverage for eye care, including routine exams, medical procedures and prescriptions. Read more Health Coverage for medical, hospital and prescriptions. Available for either individuals or employer groups. Read more *Professional Liability Protection for your liability to patients and third-parties for acts, errors or omissions within the scope of your profession. Many policies also provide risk management and pre-claim assistance in addition to defense and claims payments. Read more *Workers Compensation Covers medical expenses and compensation benefits to employees who are injured or sickened on the job. * = AONP Plans We are the only agency who can offer plans endorsed by the Oklahoma Association of Nurse Practitioners as well as other standard market products. Let us insure you, your family, and your practice.

Homeowners Insurance Let us help you! Your home is the center of your daily life, and likely your most valuable asset. When your home is damaged or destroyed, you need your claim settled by an insurance company that understands this simple fact. 3iG can help you find the home insurance that will best meet your needs and provide the most valuable combination of tailored coverage, quality service and fair pricing. Depending on where you live – a house, apartment, or condominium – the right home insurance policy can provide you peace of mind as well as the money you need to repair or replace your home and/or belongings. Whether you own or rent, insuring the place you call home can help protect you financially if you suffer a loss due to fire, theft, vandalism, or other covered events. It will also cover you in the event someone is injured while on your property and wins a legal judgment against you. Homeowner insurance policies differ by which losses are covered, which coverages you choose, and what type of residence you own. You choose which policy is best for you, whether it’s a comprehensive policy that cover losses such as fire, hail, smoke, falling objects, vandalism and theft of personal property, or whether it’s a policy that covers only specified losses. Whether you’re a home or condo owner, a renter , or a landlord, we will work with you to find a Oklahoma City home insurance policy that fits your needs. We specialize in making it easy to choose the insurance coverage that gives you the best value for the best price. Your home insurance policy is most often made up of the specific options you choose. How much you'll pay for your policy depends on: Options you select - Often home owner insurance options are priced individually, so how much you'll pay for your policy depends on what coverages you buy. How much you want to cover - Higher deductibles usually lower your premium price by shifting part of the loss payment to you. For example, if you had a $500 deductible, you would be responsible for paying the first $500 of the covered loss. Where you set your limits - You may choose to set higher limits than the recommended amount if appropriate to your situation and needs. Worried you aren’t completely covered? Consider an umbrella insurance policy that extends your coverage. The Right Coverage. The Right Price. The Right Value The amount you pay for your home owners insurance depends on many factors. Think of your personal housing situation, and the assets you want to protect. Protection for Your Home Property or Dwelling Coverage typically pays to repair or rebuild your home if it’s damaged or destroyed by an insured event like a kitchen fire or windstorm. Protection for You and Other People Personal Liability Coverage applies if someone is injured or their property is damaged and you are to blame. The coverage generally applies anywhere in the world. When choosing your liability coverage limits, consider things like how much money you make and the assets you own. Your personal liability coverage should be high enough to protect your assets if you are sued. Medical Coverage This covers medical expenses for guests if they are injured on your property, and in certain cases covers people who are injured off of your property. It does not cover health care costs for you or other members of your household. Additional Living Expenses If you can’t live in your home because of a covered loss, your home insurance policy will pay additional living expenses (commonly for up to 24 months) while damage is assessed and your home is repaired or rebuilt. Protection for Your Belongings Your home is filled with furniture, clothes, electronics and other items that mean a lot to you. Personal Property Insurance helps replace these items if they are lost, stolen or destroyed as a result of a covered loss. Scheduled Personal Property Coverage If you have special possessions such as jewelry, art, antiques or collectibles you may want to talk to your agent about this additional coverage. It provides broader coverage for specific items. If You Rent Out Your Home Landlords may have the option to buy optional liability coverage for the risks posed by tenant-occupied dwellings. Protect the Things that Matter to You Make an inventory of your home and personal belongings. If possible, make a list as well as take photos or video – using two inventory methods can help expedite the claim resolution process. Keep this list somewhere other than your home. Keep in mind that your policy doesn’t cover damages caused by poor or deferred maintenance on your part. Every home is unique. Talk to us today to find out how to get the best price and value on home insurance for you.

Oklahoma Society of Certified Public Accountants Start a Quote We have insured members of the Oklahoma Society of CPAs for more than 55 years. We are the only agency who can offer plans endorsed by your association as well as standard market products. Let us insure you, your family, and your business. One Call, One Agency. Insurance for your Business: Professional Liability Dental Malpractice Insurance Business Owners Policy ​​ Workers Compensation Cyber Liability and Data Breach Employment Practices Liability Directors and Officers Business Auto Disability & Business Overhead Expense Employee Benefits : Health​ Life Vision Dental Long-Term Care ​ Insurance for your Daily Life: Homeowners Auto Personal Umbrella Motorcycle Boat Classic Car Earthquake Flood Pet Vehicle Extended Warranty Health Medicare Supplement Life Disability Long-Term Care ​ * = OSCPA Plans

Oklahoma Bar Association Start a Quote * = OBA Plans We have insured members of the Oklahoma Bar Association for more than 60 years. We are the only agency who can offer plans endorsed by your association as well as standard market products. Let us insure you, your family, and your business. Insurance for your Professional Life: Business Owners Policy ​​ Workers Compensation Cyber Liability and Data Breach Employment Practices Liability Directors and Officers Business Auto Disability & Business Overhead Expense Employee Benefits : Health​ Life Vision Dental Long-Term Care ​ Insurance for your Daily Life: Homeowners Auto Personal Umbrella Motorcycle Boat Classic Car Earthquake Flood Pet Vehicle Extended Warranty Health Medicare Supplement Life Disability Long-Term Care ​

Bonds Let us help you! Surety Bonds A written promise that an insurance company will protect your assets and back up the promises made by someone else. 3iG will work with you to find outstanding products supported by value-added services to commercial banks, savings and loans, insurance companies, finance and loan companies, and credit unions. ​ Construction Bonds Bid, Performance and Payment Bonds and Supply bonds for contractors with program capacity needs from “First Bond” to $25 million. ​ Commercial Bonds License and Permit Bonds Contractor License Highway and Street Permit Agent/Adjuster/Broker License Fuel Dealer Professional License Automobile Dealer Alcoholic Beverage Compliance Bonds Probate Bonds Administrator Executor Guardian Trustee Bonds Receiver or Trustee Bond in Bankruptcy Public Official Notary Public Sheriff Deputy Sheriff Constable Jailer County/City/School Treasurer Bonds Court Clerk Loan Closing Attorney FHA Schedule Bonds Court Bonds Plaintiff Replevin Plaintiff Attachment Cost Bonds Miscellaneous Bonds Fidelity Bonds ERISA (Pension Plans), Business Services Bonds (Janitorial) ​ Financial Institution Bonds and D&O Coverage Commercial Banks and Savings Institutions, etc.

Boat Insurance Let us help you! 3iG can help make your time on the water relaxed and worry-free. We will find you comprehensive protection that protects you, your friends and family, your watercraft and your boating equipment. The average boat costs less than a dollar a day to insure. You’ll enjoy being on the water even more when you aren’t worried about your safety, the safety of your passengers, or your investment. ​ Do you know what to look for in an Oklahoma City watercraft insurance policy? 3iG can help you determine the right amount of coverage to meet your specific needs. Just contact us today to get started. ​ Here are some items you’ll need to consider when shopping for boat insurance. Navigational Area Know where you are covered in the water. Some insurance companies offer protection that covers you up to 75 miles from the U.S. coastline, into Canadian coastal or inland waters, and into the Pacific coastal waters of Mexico. In California, Florida and Oregon, coverage for additional areas can be purchased. Agreed Value Coverage Watercrafts depreciate just like cars. Actual cash value policies can make it difficult to replace a boat that has been stolen or destroyed. This means that if your boat is a total loss you will get the value you insured it for, minus any deductible. Liability Like car insurance , personal liability coverage provides coverage to other boaters and boat owners in the event you are at-fault for an accident on the water. This coverage will pay to repair or replace the property of someone else as well as for their medical care, lost wages, and other costs incurred as a result of a boating accident for which you are at-fault. Medical Payments Medical payments coverage will pay for the cost of needed care that is the result of a boating accident. This coverage is available from $500 to $10,000 and covers you, your passengers, and even your water skiers/tubers, regardless of who is at-fault. Physical Damage Coverage Physical damage coverage pays for the cost to repair or replace your watercraft, its motor, any permanently attached equipment, and your trailer if it is stolen or damaged. Uninsured/Underinsured Watercraft Bodily Injury Since boat insurance is not always mandatory, many boaters choose not to get insurance. If you are hit by an uninsured or underinsured boater and you are injured, this type of coverage pays for medical treatment, lost wages, and other costs associated with the accident. Fuel Spill Liability and Wreckage Removal Should your boat sink or be seriously damaged, there is a chance that it could leak oil or fuel into the water. As the boat’s owner, you are required by law to have this cleaned up, which can be time consuming and expensive. Personal Effects Your policy can provide coverage for many personal effects, including clothing, jewelry, cell phones, scuba/snorkeling and other sporting equipment, and fishing equipment. Limits vary by state, so check with us for what's required in Oklahoma. Personal effects coverage does not include jewelry, watches or furs. Unattached Equipment Coverage This pays to repair or replace equipment that isn’t permanently attached to your boat or personal watercraft, but is designed for use primarily on a boat. This includes items like lifesaving equipment, water skis, anchors, oars, fire extinguishers, tarps, etc. Emergency Assistance The Emergency Assistance Package provides coverage for towing, labor and delivery of gas, oil or loaned battery if the watercraft is disabled while on the water. Every need is unique – contact us today to find out how to get the best boat insurance coverage for you.

Oklahoma Dental Association Start a Quote * = ODA Plans We have insured members of the Oklahoma Dental Association for more than 50 years. We are the only Oklahoma agency who can offer plans endorsed by your association as well as standard market products. Let us insure you, your family, and your practice. Insurance for your Dental Practice: Insurance for your Daily Life: Professional Liability Dental Malpractice Insurance Business Owners Policy ​​ Workers Compensation Cyber Liability and Data Breach Employment Practices Liability Directors and Officers Business Auto Disability & Business Overhead Expense Employee Benefits : Health​ Life Vision Dental Long-Term Care ​ Homeowners Auto Personal Umbrella Motorcycle Boat Classic Car Earthquake Flood Pet Vehicle Extended Warranty Health Medicare Supplement Life Disability Long-Term Care ​

Inland Marine Insurance Let us help you! Does your business property insurance provide adequate coverage for your company? If you transport inventory or other cargo, you need additional coverage to protect your assets in transit. 3000 Insurance Group offers customizable inland marine insurance for a wide range of businesses including: Manufacturers Builders and contractors Museums and fine arts purveyors Trucking companies and owner-operators Coverage When You Need It Whether you need inland marine insurance to protect against risks on a daily basis or require coverage for a single move, 3000 Insurance Group can help. Our risk-management experts can assist you in determining what amount of coverage your organization needs to protect your business interests. 3000 Insurance Group offers a full menu of inland marine insurance products for businesses. Your commercial policy can include: Transit coverage for goods in transit to another location Bailee’s customer protection to insure client property in transit Builders risk coverage during construction and renovation projects Exhibition and fine arts coverage to protect items on display, in transit or on loan Installation floaters to protect customer purchases from delivery through installation At 3000 Insurance Group, we understand the risks of doing business. Whether you work in an industry that requires transportation of high-value equipment or deliver freight to customers nationwide, you need an insurance agency on your side. As your business grows, our experienced team of insurance professionals will work with you to provide regular rate reviews and assessments. Our job is to help you get your job done right. Contact us today to learn more about affordable inland marine coverage for your business. We’ll help you find peace of mind for goods in transit both locally and nationwide.

Group Benefits Let us help you! As the job market becomes more competitive, employers throughout the country are recognizing that benefits are the best way to attract and retain top talent. If your business needs help finding affordable group health insurance and other benefits for your employees, 3000 Insurance Group can help. As an independent insurance agency, we partner with several top-rated insurance carriers to provide affordable group benefits. ​ Group Health Benefits Many employers today are seeking assistance in navigating current legislation governing health insurance benefits. Affordable options that meet legal requirements are available, and the experts at 3000 Insurance Group can help you find solutions for your organization. We’ll take the time to learn about your company and then provide quotes based on: Current employee demographics Number of employees Other influencing factors We also provide rate reviews for businesses with existing group health benefits. Growing companies may be eligible for lower rates through another carrier. ​ Group Life Insurance Employer-provided life insurance is an affordable but attractive benefit that many businesses offer their full-time workers. Companies often provide a $10,000 or $25,000 term life policy for qualified employees. Your organization can also offer a buy-in option for further life insurance coverage. If they choose to participate, employees would benefit from group rates on this extended coverage. ​ Other Group Benefit Options Business consultants today indicate that for optimum employee retention a business should provide as many benefits as possible. Fortunately, 3000 Insurance Group offers an array of group benefits that may be more affordable than you think. Many of these products can be offered to employees at low group rates: Legal insurance Vision coverage Dental insurance Identity theft protection For optimum performance, your employees need to feel safe and secure. You can improve employee morale by providing valuable group benefits and discounted rates. Contact 3000 Insurance Group today to learn more about the array of options available.

Employment Practices Liability Insurance Let us help you! Does your business or nonprofit need Employment Practices Liability Insurance (EPLI)? If you have employees, there is always the risk of claims. including wrongful termination, discrimination, sexual harassment, negligent employee evaluation, wrongful deprivation of a career opportunity, invasion of privacy, and many others. Your current liability insurance does not cover these exposures. One disgruntled worker can put your business at risk if they bring a lawsuit against your business, regardless of the outcome. EPLI Risks can include: Wrongful Termination Discrimination Sexual Harassment Negligent Employee Evaluation Wrongful deprivation of a career opportunity Invasion of Privacy Some EPLI policies also provide coverage for third-party claims which could be brought against your business. For example, a client or vendor alleging discrimination or harassment by your business. ​ Many EPLI policies include pre-claim services and resources, such as sample employment handbooks, employment law advice hotline, etc. ​ The best defense against this risk is knowing the laws in your state and having policies and procedures that meet or exceed and have a comprehensive EPLI in place before anything happens. ​ Call our office today to protect your business by adding this coverage.

Disability Income Protection Insurance Let us help you! Individual disability insurance is used to replace lost income if you are disabled or cannot work due to an injury or illness. At 3000 Insurance Group, we can tailor a disability insurance policy to fit your needs. Many studies say that 1 in 4 workers will have a long-term disability by the age of 65, so this coverage is crucial to protect your most important asset. An individual disability insurance policy is a good way to cover income losses even if you have some employer-paid coverage. Typically, disability premiums paid by you are not taxed but employer-paid benefits are. There are 2 types of individual disability insurance policies - long-term and short-term. Basic types of Disability Insurance: Individual disability income policy Social Security disability benefits Employer paid benefits Let a 3000 Insurance Group agent explain the different options you have when considering individual disability insurance. Contact us today to learn more!

Personal Insurance Trusted advice and insurance solutions to protect what matters most. Let us help you! Auto Insurance Boat Insurance Builders Risk Insurance Classic car Insurance Dwelling Fire Insurance Earthquake Insurance Flood Insurance Homeowners Insurance Motorcycle Insurance Notary Bonds Renters Insurance Umbrella Insurance Valuable Articles Insurance 3000 Insurance Group provides quality insurance choices for families and individuals throughout the state of Oklahoma. We specialize in finding the right coverage for your needs. Whether you are just graduating college, getting married, starting a family, sending a child off to college, or planning your retirement, we can help you find the perfect insurance policy.