Does your business or nonprofit need Employment Practices Liability Insurance (EPLI)? If you have employees, there is always the risk of claims. including wrongful termination, discrimination, sexual harassment, negligent employee evaluation, wrongful deprivation of a career opportunity, invasion of privacy, and many others. Your current liability insurance does not cover these exposures. One disgruntled worker can put your business at risk if they bring a lawsuit against your business, regardless of the outcome.
EPLI Risks can include:
Negligent Employee Evaluation
Wrongful deprivation of a career opportunity
Invasion of Privacy
Some EPLI policies also provide coverage for third-party claims which could be brought against your business. For example, a client or vendor alleging discrimination or harassment by your business.
Many EPLI policies include pre-claim services and resources, such as sample employment handbooks, employment law advice hotline, etc.
The best defense against this risk is knowing the laws in your state and having policies and procedures that meet or exceed and have a comprehensive EPLI in place before anything happens.
Call our office today to protect your business by adding this coverage.