We have insured members of the Oklahoma Association of Optometric Physicians for 20 years. We are the only agency who can offer plans endorsed by your association as well as standard market products. Let us insure you, your family, and your practice. One Call, One Agency.
* = OAOP Plans
A limited form of life insurance where a benefit is paid should you lose the use of certain body parts or should you die by accidental means versus natural causes.
Guaranteed Issue income protection to replace a portion of your income should you become disabled due to an accident.
Three party instruments by which one party guarantees or promises a second party the successful performance of a third party.
Types of Bonds:
Protection for use of your company’s vehicles in the course of carrying out business. Coverage may include vehicles owned or leased by the company, hired by the company or employee-owned vehicles used for business purposes.
Protection to cover business expenses such as payroll, insurance, utilities, and rent if you become disabled.
Combines protection for major property and liability risks. You would purchase this type of policy in place of separate general liability and commercial property insurance plans.
Covers your liability to clients for a data breach in which your clients’ personal information is exposed to or stolen by someone who has accessed your firm’s electronic network.
Coverage for dental care, including routine exams, medical procedures and prescriptions. Available for either individuals or employer groups. Coverage for eye care, including routine exams, medical procedures and prescriptions.
Covers your officers and board of directors for claims resulting from breaches of duty of care that have adverse financial consequences to its constituents (i.e. clients, shareholders, employees, government, competitors, and vendors).
Provides replacement of your income should you become disabled due to accident or illness.
Claims and defense protection for your liability for employment-related allegations, such as wrongful termination, harassment and discrimination. Many policies also provide coverage for third-party allegations, as well as HR training tools and risk management assistance.
Coverage for medical, hospital and prescriptions. Available for either individuals or employer groups.
Coverage for property damage to your home and covered structures (such as fence or shed), medical expenses and personal liability. Coverage for property damage to your autos, liability for damage you cause and medical expenses.
Upon your death, provides income replacement for your family beneficiaries and could be used to pay off debts, pay for burial expenses, charitable giving, and even to finance a business succession. Many policies also provide a living benefit should you be diagnosed with a terminal illness. Permanent policies, such as whole, variable or universal also have cash value benefits. Available for either individuals or employer groups.
Coverage for nursing home, assisted living or home health care should you be unable to perform two or more Activities of Daily Living (ADLs).
Protection for your liability to patients and third-parties for acts, errors or omissions within the scope of your profession. Many policies also provide risk management and pre-claim assistance in addition to defense and claims payments.