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  • 6 Ways To Avoid an Insurance Claim This Thanksgiving

    Thanksgiving is a wonderful holiday, filled with food, friends and family. But turkey day can also bring its share of risks and accidents. Here are six tips on how to lower your chance of a Thanksgiving Day incident and possibly avoid an insurance claim. 1. Don’t leave your oven or stove unattended. Don’t let guests distract you while you’re cooking. Thanksgiving is the peak day of the year for home cooking fires (followed by Christmas Day, Christmas Eve and the day before Thanksgiving), according to the National Fire Protection Association. If a fire starts on your stovetop, turn off the burner and quickly cover the pan or pot with a lid to smother the flames. Don’t throw water or flour on stovetop flames — it could cause a fire flare-up or spread the fire. Use baking soda instead. If a fire starts in your oven, turn off the oven and keep the door closed. Opening the oven door could feed the fire (oxygen rush) and cause it to spread. Keep a kitchen fire extinguisher within easy reach (class K is recommended for optimal firefighting safety). If you're unable to fight a fire, choose safety and flee your home. For all but the most minor flare-ups, it’s a good idea to call 911 and have everyone wait outside for firefighters to arrive. Possessions can be replaced — lives can't. 2. Follow sound food safety principles. Food poisoning is not the lasting Thanksgiving memory you want to leave your family and friends with. Wash your hands often as you cook and handle ingredients properly to protect your loved ones from foodborne illnesses. Wash and disinfect utensils and cutting boards, especially when handling raw meat. Keep raw foods separate to prevent cross-contamination. Never reuse meat marinades for sauces unless you boil them thoroughly first. Use a reliable probe thermometer for your turkey. The Department of Agriculture (USDA) recommends a minimum internal temperature of 165 degrees for safety. A stuffed turkey will take longer to cook than an unstuffed turkey. Watch out for leftovers — get them into the fridge promptly to halt the growth of potentially dangerous bacteria. Store uncooked meat on the lowest shelf to prevent dripping and cross-contamination. If serving a buffet-style meal, stay on top of USDA-recommended hot and cold food storage temperatures. Nearly 32 million Americans have food allergies and 200,000 of them are hospitalized each year because of a food reaction, says Food Allergy Research and Education. Ask your guests about food allergies in advance and modify your food preparation accordingly. 3. Keep your pets and guests safe. The joyful chaos of a bustling holiday home can be scary and stressful for pets. Even normally docile dogs can bite when they are anxious or frightened, and you can be held legally liable if a guest is injured in your home. Serious dog bites may require medical care and can even lead to lawsuits. You could wind up filing a homeowners claim for these costs. Set aside a space they can retreat to, such as a quiet guest room, and make sure they have enough food and water. Keep the Thanksgiving feast away from your pets. Fatty “people foods” are hard for animals to digest, and poultry bones can cause choking hazards. Certain desserts can contain ingredients that are poisonous to pets (dogs should never have chocolate, for example). If you believe your pet has eaten something it shouldn’t have, call your veterinarian or local emergency pet clinic immediately. You can also call Animal Poison Control at 888-426-4435. 4. Don’t overserve alcohol. Thanksgiving is a time for celebrating with family and friends, and the festivities often include cocktails. Social host liability laws (which vary by state) allow the victim of a drunk driver to sue the host who served the alcohol. As a host, you may be held liable for alcohol-related mishaps that occur during or after your Thanksgiving gathering. Offer nonalcoholic beverage alternatives and stop serving alcohol toward the end of the gathering. Encourage your guests to use a designated driver or offer them rideshare or taxi gift cards. When in doubt, call a ride or invite them to stay over. Impaired driving can end in accidents, tickets, fines, jail time or worse. Consider purchasing host liquor liability insurance to cover your party. Most renters and homeowners liability policies will cover mishaps, but liability related to alcohol may be excluded from your policy. Let your insurance agent know the details — they'll help you out. 5. Follow pandemic guidelines. Staying safe also includes COVID-19 variants. As a host, you're responsible (and potentially liable) for the health and safety of the people in your home. Check your state and local public health departments for gathering restrictions. Follow safer-gathering guidance offered by the Centers for Disease Control and Prevention. Review your guest list (factor in things like age, travel exposure, vaccination status and the health of everyone in attendance) and make a safe gathering plan from there. Consider the layout of your home and make adjustments (like increasing ventilation or celebrating outdoors). Communicate your plans with your guests and make sure everyone’s on the same page about the rules. 6. Don’t announce travel plans on social media. You never know who's reading your social media posts. Announcing your upcoming travel plans or the fact that you are currently out of town is like an engraved invitation to a would-be thief. Some burglars use social media posts to target homes. If you want to post about your trip, no problem. Just do it after you’ve safely returned home. If you’re gone for an extended period of time, be sure to set your burglar alarm, put lights on timers and arrange to have your mail and newspapers held. You can also let trustworthy neighbors know when you’re coming back so they can report any suspicious activity to the police during your absence. Give thanks safely Thanksgiving is one of the most popular holidays — and why not? It's all about giving thanks and reviewing what's most important. No matter how you choose to make merry, stay safe this Thanksgiving and enjoy your time with friends and family! Please be advised that insurance coverage cannot be added, deleted or otherwise changed until it is confirmed in writing by 3iG or the carrier. This e-mail and any files transmitted with it are the property of 3iG, are confidential, and are intended only for the use of the individual or entity to whom this e-mail is addressed. This content is for informational purposes only and not for the purpose of providing professional, financial, medical or legal advice. You should contact your licensed professional to obtain advice with respect to any particular issue or problem. Copyright © 2022 Applied Systems, Inc. All rights reserved.

  • Is Your Vehicle Ready for Oklahoma's Winter Weather?

    Winter is on its way with cold temperatures, fog, snow and ice. Now is the time to prepare your vehicle for hazardous conditions and treacherous driving. Make sure you do the following in order to be ready: Ensure that all fluids are at their proper levels. In cold winter temperatures, it is always a good idea to check your antifreeze level and ensure it is properly rated for the temperatures in your area of the country. In addition, if the antifreeze is over five years old you may want to have it drained and new fluid added (check your owner's manual for recommendations). It's true that windshield washer fluid is used year-round, however, much more of it is utilized in the winter due to the salt and chemicals used on roads. Ensure you use de-icing wiper fluid, top off the fluid levels and be sure to include that rear window reservoir as well if you have a rear window wiper system. Clean and inspect exterior and interior lights. The sun sets much earlier in the winter months and having your vehicle lights working at their best is crucial for everyone’s safety. Replace any non-functioning interior or exterior bulbs and clean your glass or plastic lamp shields. If there are any cracks or leaks, it may be a good idea to see a mechanic for repairs. Have your brakes and steering systems inspected. These two systems need to be operating at optimal levels to prevent a collision or rollover. Brake pads and parts should be inspected by a mechanic for wear or defects along with steering system mechanisms. In addition, brake and power steering fluids should be checked and any leaks fixed. Check your tire pressure weekly. Ensure that your tire pressure is at the recommended pounds per square inch (psi). PSI ratings embossed on the tire are not necessarily the proper pressure for your vehicle. Refer to your owner’s manual or check the driver’s side door placard for tire pressure information. Tire pressure can change one pound per square inch for every nine degrees Fahrenheit change in temperature. Sudden drops in temperature can result in underinflated tires. Be sure to check your spare tire for any damage or deflation. Stock up for winter. Although a first-aid kit and a flashlight are essentials that you should have in your vehicle all year, there are other highly recommended items you should have on hand for winter such as an ice scraper/brush, shovel, and a bag of kitty litter or sand. Prepare for the unexpected. For severe weather and/or long trips, consider keeping these additional items in your car: a 24 to 48-hour supply of drinks and high-energy snacks, extra batteries, charging cables, jumper cables, a blanket and warm clothing. If you are traveling with children, it is a good idea to bring along books, cards or games to keep them entertained in the event you become stuck. Be prepared for winter by taking the above steps and maintaining slower driving speeds and maintaining a safe stopping distance. Now is a good time to talk to your agent about your property and auto coverage. Give us a call at 405-521-1600 today! 3000 Insurance Group +1 (405) 521-1600 marketing@3000ig.com 3000 Insurance Group 3000 NW 149th Oklahoma City, OK 73134 Please be advised that insurance coverage cannot be added, deleted or otherwise changed until it is confirmed in writing by 3iG or the carrier. This e-mail and any files transmitted with it are the property of 3iG, are confidential, and are intended only for the use of the individual or entity to whom this e-mail is addressed. This content is for informational purposes only and not for the purpose of providing professional, financial, medical or legal advice. You should contact your licensed professional to obtain advice with respect to any particular issue or problem. Copyright © 2022 Applied Systems, Inc. All rights reserved.

  • Does your Small Business Qualify for Savings with a Small Group Health Plan?

    If you own your own business, you might be eligible to enroll in health coverage as an employer group. In many cases, a small group health plan can be set up with as little as two eligible people*,even if only one of those chooses to enroll in coverage! The benefits of a group plan are: More enrollment flexibility: You can start a new group plan at any time of year. You do not need to wait until open enrollment. Tax Deductible: Employer paid premiums are tax deductible as an employee benefit. More options: In Oklahoma, there are more carriers, more networks, and more plan options available to employer groups. Lower premiums: In most cases, the premiums are lower for employer group coverage versus individual coverage. The typical requirements for starting a group health plan are: Proof of entity and ownership, such as articles of organization Proof of employees on payroll, such as an OESC quarterly wage and tax report or payroll records For husband-and-wife-only groups, the only way to be covered on a small group plan is if they are owners in a partnership entity. A copy of the partnership agreement or K-1 1065s must be submitted as proof of entity and ownership. 75% participation of eligible employees. This requirement can be waived if the eligible employees waiving coverage have coverage elsewhere or during the special enrollment period.** 50% employer contribution to employee portion of premium unless during the special enrollment period.** Please be aware that offering affordable coverage to employees receiving a subsidy may disqualify them for future subsidies. Contact us today for more information and to see if your company is eligible. *These two eligible people can be both owners, or one owner and one employee (part time employees meet this requirement). **Most group plans are subject to a minimum 50% employer contribution and 75% participation requirement. However, we can help you set up a group plan with these requirements waived during a special enrollment period between November 1 and December 15.

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  • About Us | 3000 Insurance Group | Oklahoma

    About Us At 3000 Insurance Group, we make it easy to get all the insurance coverage you need for your business and personal life from one trusted source. As independent insurance agents, we'll research rates and coverage from top insurance companies to find the best insurance rates and plans for you. We do the insurance shopping and so you can save time and money! Our knowledgeable agents look at your big picture to help you avoid overlaps or gaps in coverage – for greater confidence and value. Because each of our agents and customer service representatives is a licensed Insurance Producer, you know you're getting information you can count on. Find out why so many Oklahomans choose 3iG as their choice that leaves nothing to chance. Meet The Team Joe Strunk, owner of 3000 Insurance Group, started his insurance career in 1997. He has an engineering degree from Oklahoma State University and a MBA from the University of Oklahoma. Joe has served as the President of the Independent Insurance Association of Oklahoma as well as serving on the boards of Mercy Health Foundation, Camp Fire Heart of Oklahoma, and Crossings Christian School Development Committee. Joe is a Certified Insurance Counselor and a Certified Advisor of Personal Insurance. He works with his clients using insurance products to satisfy their risk management needs. Joe Strunk Joe@3000ig.com Owner/ President ​ Chris Hays is the Director of Association Business and a Producer at 3000 Insurance group. Chris received a Bachelor of Fine Arts with two minors in Public Service and Public Administration at the University of Central Oklahoma. Chris has a passion for helping people throughout his community and volunteers his time serving on several nonprofit boards. His passion for serving his community has landed him here where he focuses on small and local businesses and Nonprofits. His other focus is to help manage the OSCPA relationship and to help their members obtain affordable Insurance. Chris Hays Sales Agent Christopher@3000ig.com ​ Lydia Christine, graduated from Oklahoma State University with a degree in hotel and restaurant management. Lydia joined 3000 Insurance Group in 2015 and quickly discovered her passion for sales. Lydia utilizes her hospitality skills to make sure her clients are well taken care of and feel comfortable during every step of the insurance process. She has specialized in dental for several years and has a knack for finding the best solution and outcome for any client. Lydia currently is our only salesperson based out of Tulsa. Lydia Christine Sales Agent Lydia@3000ig.com Sheila Couey, from Okarche, Oklahoma, graduated from Oklahoma State University with a degree in Business Administration. Sheila began working for Alexander & Strunk in 1986 as Assistant to the Accountant then trained in the Personal Lines department. Over the next 10-11 years she also worked with clients in the life and health department, and in 1999 began her sales career calling on Oklahoma dentists for Alexander and Strunk. In 2009, Sheila received her designation as Certified Insurance Counselor. Sheila sees her clients as her friends and provides advice for their individual and business insurance needs. “My goal is to advise and educate my clients of their options and let them make informed decisions.” Sheila Couey Sheila@3000ig.com Sales Agent Connor Myers, from Oklahoma City, graduated from Oklahoma State University with a degree in Marketing and Entrepreneurship in 2021. Connor joined 3000 Insurance Group in 2022. Connor likes to spend time with friends and family going camping, playing disc golf, and attending concerts. He is Dedicated to being alongside professionals and families through anything life brings. Connor is in the process of becoming an for all things commercial and employee benefits with an emphasis on cyber liability insurance. Connor Myers Connor@3000ig.com Sales Agent Rose joined Alexander & Strunk in 1988 as an agent. She had previous experience at a large national insurance carrier where she achieved high recognition for her sales success. She has serviced some of her client’s insurance needs for over 30 years, helping them to achieve their business success by finding the right balance of proper insurance coverage while offering suggestions on ways to reduce premium. As our agency grew into 3000 Insurance Group, she has enjoyed seeing the growth of our agency and is excited about the opportunities this offers us as Independent Insurance Agents as we continue to add additional carriers with which to offer our clients. Rose Duerksen Rose@3000ig.com Sales Agent Jennifer Beale holds a BBA in Promotions Management from the University of Central Oklahoma, is a licensed insurance agent and realtor, and holds a Certified Insurance Counselor designation (CIC). She currently serves as Vice President on Impact Oklahoma’s board, is a graduate of Leadership Oklahoma City Class XXVIII, and a past-president of American Institute of Professional Association Group Insurance Administrators. She has dedicated more than 20 years to the agency and industry and enjoys getting to know individuals and businesses while educating and helping them secure insurance policies. Jennifer Beale Jennifer@3000ig.com Sales Agent Guy is an alumnus of Oklahoma State University and soon after graduating he worked as an operations manager for a national chain lumber/hardware company before starting his career in the insurance field. He started in as a property adjuster for Farmers Alliance in 1994 in McPherson, Kansas and later joined Alexander and Strunk, (later to be reformed as 3000 Insurance Group in 2002). During his career, he has worked with small businesses, associations and non-profits for their insurance needs and to serve on their boards. Currently, 2020-2021, Guy is serving as the President of AIPAGIA, American Institute of Professional Association Group Insurance Administrators. Guy has spent 26 years serving and enjoying the opportunity to help those with their insurance needs. Guy Strunk Guy@3000ig.com Sales Agent Richard Beale Dick@3000ig.com Sales Agent ​Kayla Lowrey is a CISR at 3000 Insurance Group. She has been a part of the team since 2015 and is currently working in the commercial lines department. She finds enjoyment in helping our customers find great coverage at a low cost and working alongside a group of hardworking colleagues. She is a mother to a beautiful 7 ½ year old daughter, who keeps her on her feet. In her free time, she enjoys traveling, taking walks with her daughter, and exploring Oklahoma City for local restaurants and breweries. Kayla Lowrey Kayla@3000ig.com Customer Service Manager Commercial Lines Luke Provenzano was raised in Kingfisher, Oklahoma and later graduated from the University of Central Oklahoma in 2016. He entered the Insurance industry in 2018 as a claims adjuster. Luke started with 3000 Insurance Group in 2022 and works in our commercial department as a customer service representative for our professional associations. He enjoys rock climbing, reading, and taking his Border Collie Beau on walks. Luke Provenzano Luke@3000ig.com Customer Service Manager Commercial Lines Brady Pierce, from Watonga, Oklahoma, graduated from Oklahoma State University with a bachelor’s degree in Sports Management and Marketing in 2012 prior to completing his MBA at Southern Nazarene University in 2014. He joined Alexander & Strunk, where he started in the Dental Department as a Customer Service Representative in 2012. In 2016 he moved into an administrative role, joining the accounting team. Then in 2022 he became the Marketing Director for 3000 Insurance Group. Outside of work he can be found rooting for the Miami Dolphins or Chicago Cubs, climbing at one of the local gyms, or exploring all the new breweries around OKC. Brady Pierce Brady@3000ig.com Marketing Director/ IT Administrator ​ April Armstrong was born and raised in Oklahoma. She joined 3000 Insurance Group in February 2019 as a Customer Service Representative in the Employee Benefits department. April received her Oklahoma Insurance License in 2008. Her favorite part of her job is working with and building relationships with her clients. In her spare time, April enjoys spending time with her daughter and fur babies. They enjoy going to movies or anything outdoors when the weather is warm. April Bills April@3000ig.com Customer Service Manager Life & Health Paul Gassen, from Oklahoma City, graduated from University of Central Oklahoma with a Degree in History in 2016. Paul joined 3000 Insurance Group in 2021 and is passionate about finding solutions for clients. In his free time, Paul likes to spend time with his cat Frankie, hike, and play golf. Paul Gassen Paul@3000ig.com Customer Service Manager Commercial Lines Jessica was born and raised in Oklahoma. She grew up in Norman, Oklahoma (Go Sooners!), and now lives in Oklahoma City. Jessica has her associate's degree in Psychology. She enjoys spending time with family and friends. And loves animals! She has worked in the Insurance business for 13-14 years and has been with Alexander and Strunk since 2010. Her favorite part about her job is interacting with customers. Jessica Sherman Jessica@3000ig.com Customer Service Manager Personal Lines Sandra Rogers, born and raised in Oklahoma, began her accounting career in 1985 and continued her career at Alexander & Strunk in 2009. Sandra assists the development of Human Resources Department, front office and accounting department, manages receptionists, human resources and bookkeeping staff and makes sure the agency is in compliant with federal and state regulations. In addition, she ensures that our associations and brokers are paid on time. When she is not crunching numbers, she enjoys spending time with her husband and daughter and traveling to various beaches. Sandra Rogers Sandra@3000ig.com Accounting Administration Jennifer Snow has lived in Oklahoma since the age of 3. She joined 3000 Insurance Group in August 2022 as a Customer Service Representative in the Employee Benefits department. Jennifer received her property and casualty insurance license in June 2018 and her life and health insurance license in September 2022. In her spare time Jennifer enjoys spending time with her 3 daughters. Jennifer Snow Jsnow@3000ig.com Customer Service Manager Life & Health ​Tammie graduated from University of Hawaii at Manoa with a degree in Japanese Literature. After moving to Oklahoma from Hawaii in 1996, Tammie landed a job as a personal lines underwriting technician and has been in the industry since then. Away from insurance, she enjoys spending time with her husband, grand kids, and 3 dogs. She also loves to cook in her spare time. Fun fact, Tammie can speak 3 languages. Tammie Kates Tammie@3000ig.com Customer Service Manager Personal Lines ​Cheryl Hering, originally form Minnesota, began working at Alexander & Strunk in 1995 as a receptionist, bookkeeping and other various office duties. When you call or come by the office, nine times out of ten, Cheryl is there to greet you. Cheryl enjoys traveling back home to Minnesota and spending time with her kids and grandkids. Cheryl Hering Cheryl@3000ig.com Receptionist Administration Coming soon! Danielle Layton Danielle@3000ig.com Customer Service Manager Commercial Lines Join Our Team! First Name Email Link to CV/LinkedIn Last Name Phone Start Date Apply Our History 3000 Insurance Group’s expertise and stability come from the strength of two legacy insurance agencies joined together as one. From our first day as 3iG, we have lived by our belief that success comes from putting your needs first. No matter your knowledge of insurance, we work with you to ensure you understand your options for protecting your future. We are dedicated to building relationships and being a trusted advisor for all your personal and commercial insurance needs. 1955 - M.R. Brackin Sr. worked with the Oklahoma Bar Association to endorse a disability income protection product for its members. 1962 - M.R. Brackin Jr. gained the endorsement from the Oklahoma Society of Certified Public Accountants for similar products. 1972 - Stan Alexander and Bob Strunk left their separate insurance companies and established their agency, Alexander & Strunk, Inc. The Oklahoma Dental Association endorsement quickly follows. Stan used his connections as a Village City Councilman to build the business, and subsequently, the two rent an office in the Village. 1979 - Stan and Bob gained the endorsement of the Hardware and Implemented Association and business flourished. 1985 - Bob hired his teenage sons, Joe and Guy Strunk, to do filing and janitorial work for the office, introducing them to the inner workings of the insurance business. 1986 - Dick Beale, an agent working for M.R. Brackin, takes the opportunity to acquire the company. 1990 - Dick enlists his daughter, Jennifer Beale, to help with paperwork at the office. 1994 - While working in college, Jennifer took on a more significant role with Beale Professional Services and established the Accountant’s Professional Liability Program. 1995 - The Oklahoma City Bombing claims the life of Guy Strunk’s mother-in-law. Living out of state, Guy decides it’s time to move his family back home. Working as an insurance adjuster, Guy’s employer finds him a position in Oklahoma. 1996 - Dick Beale changed the name of M.R. Brackin to Beale Professional Services. 1997 - While finishing his master’s degree, Joe Strunk makes a career change from engineering to the family business. That same year, Jennifer Beale graduated college and accepted a full-time Sales & Marketing position with Beale Professional Services. 1999 – Alexander & Strunk gains its first endorsed product for the Oklahoma Association of Optometric Physicians. 2002 – Guy Strunk joins the family business and takes on the dental commercial department. 2007 – Joe and Guy buy the agency from Stan and Bob. Bob retires and Stan stays on as an advisor and agent. 2010 - Dick Beale considers retirement. Joe Strunk, Jennifer Beale, and Guy Strunk buy the agency from Dick and start planning a merger of the two brands. 2013 – The three partners created 3000 Insurance Group, named for its new address at 3000 NW 149th Street. 2021 - Joe Strunk becomes sole owner of 3000 Insurance Group.

  • 3000 Insurance Group: Business & Personal Insurance for Oklahoma | 3000iG.com

    Personal | Business | Life & Health Insurance for Everything. One Agency for You. Start with a Quote! Select a Service Choose an option arrow&v Insurance Type Choose an option arrow&v Association Choose an option arrow&v Tell us how we can help I understand that insurance coverage is not bound or altered until I receive confirmation by an authorized representative of 3000 Insurance Group Submit "What makes 3000 Insurance Group different than other insurance companies I see advertised?" As an independent agent, we can find quotes from multiple carriers in order to find the best coverage and price for you. We do the shopping so you can save time and money . "What insurance do you offer?" We can find coverage to protect anything in your personal and business life. We are the one stop shop for you, your loved ones and your employees' insurance needs. Blue Cross Blue Shield Chubb Hartford Blue Cross Blue Shield 1/12 3000 Insurance Group is endorsed by some of Oklahoma's largest professional associations. Members of these associations trust us to help with their business, benefits, disability, life, or personal insurance policies. Click your association below to learn more. Endorsed Associations ODA OBA OSCPA OKCNP OAOP What Clients Say "3000 Insurance Group has been my insurance company for many years. They handle all of my personal needs and also business needs. They always answer all my questions and take care of all my needs. It’s so nice to call someone you trust. Someone that many times knows what I need before I do. The service is that good. I appreciate the personal attention. I highly recommend." - Shelley S

  • Associations | 3000 Insurance Group | Oklahoma

    Associations 3000 Insurance Group is endorsed by some of Oklahoma's largest professional associations. Members of these associations trust us to help with their business, benefits, disability, life, or personal insurance policies. ​ Click your association below to learn more about the benefits we can offer you! OBA OSCPA ODA OKCNP OAOP

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